Six months ago, the Health Care Reform Act became law. Prior to its passage, Nancy Pelosi condescendingly announced “we have to pass the bill so that you can find out what is in it”. President Obama also assured Americans that health care “reforms…. will finally reduce the costs of health care…. Families will save on their premiums.” Contrary to the President’s assurance, unfortunately, the Health Care reform legislation is already causing a substantial increase in medical insurance premiums. We are also finding expensive provisions in this act that we did not know were there, including a hidden 3.8% sales tax on the sale of certain residential real estate and a burdensome IRS filing requirement on small business.